(Insurance) Do You Have the Right Insurance?

Do you know what your contents insurance covers? If you don't then don't feel like you are alone in the world. You will be surprised to hear that the majority of insurance holders do not know what their contents insurance part of their home insurance policy covers. What most people concern their selves with more is the cost of the insurance. However, if they do end up needing to make a claim you can bet yourself that they will be taking a crash course in their policies. However, you will also find that the majority of our customers are fully aware of their insurance policies because we make it a point to ensure this.

If you have never owned a home before now then much of this information about home insurance will be new to you. However, because it is so important to really understand your policy, we are going to go over what contents insurance is and what it covers. And with that said, contents insurance protects the things in your home like furniture as well as your personal belongings like your mobile phone and your jewellery. However, each insurance company will have different ideas on what should be covered and for how much.

And this is another reason why you must read your policy cover to cover. Furthermore, the contents portion of your home insurance will cover against not only damage from floods, storms, and fire, but also from theft. If you choose to take on our company as your insurance provider then the following is a short list explaining some of the things that we cover. For a more full description please visit our website.

First of all, it is important to not that our contents policies will cover up to 50,000 GBP to replace your lost, damaged, or stolen possessions. This includes your electrical equipment, clothing, and even your books. And what's more, you will get the current new value for these items not what they were worth as used goods. Too often a home insurance company will not make sure their customers see the fine print telling them that they will only get back the value based on used prices. And we all know too well that just walking out of a store with an item will devalue it tremendously.

But what our great policies also cover is accidental damage to audio and visual equipment as well as up to 500 GBP on the contents of your freezer. This is especially great for those people that live thrifty by purchasing foods in bulk. Often times they have found themselves out of big money if the power fails. Having the right home insurance can make all the difference in the world. So if the decision comes down to cheaper insurance versus paying a bit more to get the right coverage which would you choose? Take a good look at your insurance policy and see if it beats ours. We will even cover some of the cost to switching up to 25 GBP.